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  Additional Life

		Diamond		Diamond		Platinum		Platinum		Gold		Silver		Bronze		Cobalt
		Advantage		Preferred		Advantage		Preferred		Preferred		Preferred		Preferred		Preferred
Member		660.20		776.60		594.18		699.04		667.96		644.66		621.36		0
Child		315.40		371.06		283.86		333.96		319.12		307.98		296.84		0
Children		513.46		604.08		462.12		543.68		519.50		501.38		483.26		0
Spouse		771.90		908.12		694.70		817.30		780.98		753.74		726.50		0
Spouse & Child		1,087.30		1,279.18		978.56		1,151.26		1,100.10		1,061.72		1,023.34		0
Spouse & Children		1,285.36		1,512.20		1,156.82		1,360.98		1,300.48		1,255.12		1,209.76		0

		Enhanced		Standard
Member		49.76		44.78
Child		26.30		23.66
Children		41.80		37.64
Spouse		61.46		55.32
Spouse & Child		87.76		78.98
Spouse & Children		103.26		92.96

		Enhanced		Standard
Member		7.74		6.28
Child		7.22		5.82
Children		7.22		5.82
Spouse		6.80		5.50
Spouse & Child		18.44		14.92
Spouse & Children		18.44		14.92

Benefit		Rate
20,000		6.50
30,000		9.74
40,000		13.00
50,000		16.24

Per $5,000 of Coverage

		18-34		35-39		40-44		45-49		50-54		55-59		60-64		65-69		70-74		75+
With AD&D		0.50		0.65		0.85		1.30		2.10		3.35		3.85		6.20		10.40		16.05
Without AD&D		0.35		0.50		0.70		1.15		1.95		3.20		3.70		6.05		10.25		15.90