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		Diamond		Platinum		Gold		Silver		Bronze		Cobalt
		Advantage		Advantage		Advantage		Advantage		Advantage		Advantage
Member		660.20		594.18		667.96		644.66		621.36		563.10
Child		315.40		283.86		319.12		307.98		296.84		269.02
Children		513.46		462.12		519.50		501.38		483.26		437.96
Spouse		771.90		694.70		780.98		753.74		726.50		658.38
Spouse & Child		1,087.30		978.56		1,100.10		1,061.72		1,023.34		927.40
Spouse & Children		1,285.36		1,156.82		1,300.48		1,255.12		1,209.76		1,096.34

		Enhanced		Standard
Member		49.76		44.78
Child		26.30		23.66
Children		41.80		37.64
Spouse		61.46		55.32
Spouse & Child		87.76		78.98
Spouse & Children		103.26		92.96

		Enhanced		Standard
Member		7.74		6.28
Child		7.22		5.82
Children		7.22		5.82
Spouse		6.80		5.50
Spouse & Child		18.44		14.92
Spouse & Children		18.44		14.92

Benefit		Rate
20,000		6.50
30,000		9.74
40,000		13.00
50,000		16.24

Per $5,000 of Coverage

		18-34		35-39		40-44		45-49		50-54		55-59		60-64		65-69		70-74		75+
With AD&D		0.50		0.65		0.85		1.30		2.10		3.35		3.85		6.20		10.40		16.05
Without AD&D		0.35		0.50		0.70		1.15		1.95		3.20		3.70		6.05		10.25		15.90