Retiree Coverage
Resources
》YouTube Video Link
| Contents |
| 》Resources |
| 》Health Coverage |
| 》Dental & Vision Coverage |
| 》Vision Coverage |
| 》Life Coverage |
Resources
| Health Coverage | |
| The OPEH&W Health Plan is approved as a qualified plan, allowing retirees to receive any subsidy they qualify for from their retirement funds such as OPERS or OTRS, to offset their health coverage premium. | |
| Under 65 Health Coverage for Retirees, Spouses & Children | |
| 》Health Coverage Options for Retirees are identical to those of active members | |
| 》remium Rates for Retirees may be different to those of active members, contact the Administration Office for Retiree Health Coverage Premium Rates | |
| 》Retirees can choose any Health coverage option that is equal to or lower than the Health coverage option they had in place at the time of retirement. | |
| 》Use the following link to view Health Coverage Options. | |
| 》Under 65 Health Coverage | |
| 》Top of Page | |
| Over 65 Health Coverage for Retirees & Spouses | |
| 》OPEH&W Health Plan Administrative Staff Work 1-on-1 with Retirees to assess their needs | |
| 》Medical coverage is through Medicare Parts A & B and a BlueCross Medicare Supplement | |
| 》Prescription Rx coverage is through a Medicare Part D Plan; staff will assist retirees in navigating all Part D options available to find the best fit possible | |
| 》Top of Page | |
| Dental & Vision Coverage | |
| 》Dental & Vision Coverage Options for Retirees are identical to those of Active Employees. | |
| 》Dental Coverage | |
| 》Vision Coverage | |
| 》Top of Page | |
| Life Coverage | |
| 》Participation is optional | |
| 》Coverage of a Retiree and/or Spouse is unconditional (i.e. Health status has no bearing) | |
| 》Retiree volume does not reduce at age 70 or 80 | |
| 》Top of Page | |
| Life Coverage Options | |
| Retiree Death Benefit |
With 50% Spouse Coverage |
Without Spouse Coverage | ||
| 5,000 | 19.75 | 14.75 | ||
| 10,000 | 39.50 | 29.50 | ||
| 15,000 | 59.25 | 44.25 | ||
| 20,000 | 79.00 | 59.00 |