Making Healthy Cheaper
Retiree Coverage

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Health Coverage Options
The OPEH&W Health Plan is an approved and qualified plan with OPERS & OTRS, allowing retirees to receive any subsidy they might qualify for from their retirement funds to offset their monthly health coverage cost.

Under 65 Health Coverage Options
        For Retirees, Spouses & Children aged 64 and younger
        Health Coverage Options for Retirees are identical to those of active members
        Any Health Coverage Option equal to or lower than the Health Coverage Option they had in place at the time of retirement is available
              Health Coverage Options  

Over 65 Health Coverage Options
        For Retirees & Spouse aged 65 and older
        OPEH&W Health Plan administrative staff work 1-on-1 with Retirees to assess their needs
        Medical coverage is through Medicare Parts A & B and a BlueCross Medicare Supplement
        Prescription Rx coverage is through a Medicare Part D Plan
        OPEH&W Health Plan staff will assist retirees in navigating all Part D options available to find the best fit possible

Dental & Vision Coverage Options
Dental & Vision Coverage Options for Retirees are identical to those of Active Employees
              Dental Coverage Options  
              Vision Coverage Options  

Life Coverage Options
        Participation is optional
        Coverage of a Retiree and/or Spouse is unconditional (i.e. Health status has no bearing)
        Retiree volume does not reduce at age 70 or 80
        Choose from 4 Death Benefit amounts
        With or without 50% Spouse Death Benefit
        Retiree Life Coverage Options are shown below

Member        Spouse              Rate
    5,000                   0            14.75
    5,000            2,500            19.75
  10,000                   0            29.50
  10,000            5,000            39.50
  15,000                   0            44.25
  15,000            7,500            59.25
  20,000                   0            59.00
  20,000          10,000            79.00