Retiree Coverage
| Contents |
| 》Resources |
| 》Health Coverage Options |
| 》Dental & Vision Coverage Options |
| 》Life Coverage Options |
| Resources |
| 》YouTube Video External Link |
| 》Life Policy - OK PDF |
| 》Life Policy - AR PDF |
| 》Life Policy - MO PDF |
| 》Life Policy - TX PDF |
| Health Coverage Options |
| The OPEH&W Health Plan is an approved and qualified plan with OPERS & OTRS, allowing retirees to receive any subsidy they might qualify for from their retirement funds to offset their monthly health coverage cost. |
| Under 65 Health Coverage Options |
| 》For Retirees, Spouses & Children aged 64 and younger |
| 》Health Coverage Options for Retirees are identical to those of active members |
| 》Any Health Coverage Option equal to or lower than the Health Coverage Option they had in place at the time of retirement is available |
| 》Health Coverage Options |
| Over 65 Health Coverage Options |
| 》For Retirees & Spouse aged 65 and older |
| 》OPEH&W Health Plan administrative staff work 1-on-1 with Retirees to assess their needs |
| 》Medical coverage is through Medicare Parts A & B and a BlueCross Medicare Supplement |
| 》Prescription Rx coverage is through a Medicare Part D Plan |
| 》OPEH&W Health Plan staff will assist retirees in navigating all Part D options available to find the best fit possible |
| Dental & Vision Coverage Options |
| 》Dental & Vision Coverage Options for Retirees are identical to those of Active Employees |
| 》Dental Coverage Options |
| 》Vision Coverage Options |
| Life Coverage Options |
| 》Participation is optional |
| 》Coverage of a Retiree and/or Spouse is unconditional (i.e. Health status has no bearing) |
| 》Retiree volume does not reduce at age 70 or 80 |
| 》Choose from 4 Death Benefit amounts |
| 》With or without 50% Spouse Death Benefit |
| 》Retiree Life Coverage Options are shown below |
| Member | Spouse | Monthly | |||
| Death | Death | Rate | |||
| Benefit | Benefit | ||||
| 5,000 | 0 | 14.75 | |||
| 5,000 | 2,500 | 19.75 | |||
| 10,000 | 0 | 29.50 | |||
| 10,000 | 5,000 | 39.50 | |||
| 15,000 | 0 | 44.25 | |||
| 15,000 | 7,500 | 59.25 | |||
| 20,000 | 0 | 59.00 | |||
| 20,000 | 10,000 | 79.00 |