Health Coverage Options
The OPEH&W Health Plan is an approved and qualified plan with OPERS & OTRS, allowing retirees to receive any subsidy they might qualify for from their retirement funds to offset their monthly health coverage cost.
Under 65 Health Coverage Options
For Retirees, Spouses & Children aged 64 and younger
Health Coverage Options for Retirees are identical to those of active members
Any Health Coverage Option equal to or lower than the Health Coverage Option they had in place at the time of retirement is available
Health Coverage Options
Over 65 Health Coverage Options
For Retirees & Spouse aged 65 and older
OPEH&W Health Plan administrative staff work 1-on-1 with Retirees to assess their needs
Medical coverage is through Medicare Parts A & B and a BlueCross Medicare Supplement
Prescription Rx coverage is through a Medicare Part D Plan
OPEH&W Health Plan staff will assist retirees in navigating all Part D options available to find the best fit possible
Dental & Vision Coverage Options
Dental & Vision Coverage Options for Retirees are identical to those of Active Employees
Dental Coverage Options
Vision Coverage Options
Life Coverage Options
Participation is optional
Coverage of a Retiree and/or Spouse is unconditional (i.e. Health status has no bearing)
Retiree volume does not reduce at age 70 or 80
Choose from 4 Death Benefit amounts
With or without 50% Spouse Death Benefit
Retiree Life Coverage Options are shown below
Member Spouse Rate
5,000 0 14.75
5,000 2,500 19.75
10,000 0 29.50
10,000 5,000 39.50
15,000 0 44.25
15,000 7,500 59.25
20,000 0 59.00
20,000 10,000 79.00
