Retiree Coverage

Contents
Resources
Health Coverage
Dental & Vision Coverage
Vision Coverage
Life Coverage

Resources
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Health Coverage
The OPEH&W Health Plan is approved as a qualified plan, allowing retirees to receive any subsidy they qualify for from their retirement funds such as OPERS or OTRS, to offset their health coverage premium.
Under 65 Health Coverage for Retirees, Spouses & Children
》Health Coverage Options for Retirees are identical to those of active members
》remium Rates for Retirees may be different to those of active members, contact the Administration Office for Retiree Health Coverage Premium Rates
》Retirees can choose any Health coverage option that is equal to or lower than the Health coverage option they had in place at the time of retirement.
》Use the following link to view Health Coverage Options.
Under 65 Health Coverage
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Over 65 Health Coverage for Retirees & Spouses
》OPEH&W Health Plan Administrative Staff Work 1-on-1 with Retirees to assess their needs
》Medical coverage is through Medicare Parts A & B and a BlueCross Medicare Supplement
》Prescription Rx coverage is through a Medicare Part D Plan; staff will assist retirees in navigating all Part D options available to find the best fit possible
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Dental & Vision Coverage
》Dental & Vision Coverage Options for Retirees are identical to those of Active Employees.
Dental Coverage
Vision Coverage
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Life Coverage
》Participation is optional
》Coverage of a Retiree and/or Spouse is unconditional (i.e. Health status has no bearing)
》Retiree volume does not reduce at age 70 or 80
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Life Coverage Options
Retiree
Death
Benefit
With 50%
Spouse
Coverage
Without
Spouse
Coverage
5,000 19.75 14.75
10,000 39.50 29.50
15,000 59.25 44.25
20,000 79.00 59.00