Retiree Coverage
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Health Coverage
» The Health Plan is approved as a "Qualified Plan", allowing retirees to receive any subsidy they qualify for from their retirement fund (such as OPERS and OTRS), to offset their health coverage premium.
Under 65 Retirees, Spouses & Dependents » Health (Medical & Prescription) - Coverage is identical to an active employee » Medical Coverage Details: Click Here » Prescription Coverage Details: Click Here
Over 65 Retirees & Spouses » Plan Administrative Staff Work 1-on-1 with Retirees to assess their options » Medical coverage is through Medicare Parts A & B and a BlueCross Medicare Supplement » Prescription Rx coverage is through a Medicare Part D Plan; staff will assist retirees in navigating all Part D options available to find the best fit possible. Top of Page »
Dental
» Coverage is identical to an active employee » Dental Coverage Details: Click Here Top of Page »
Vision
» Coverage is identical to an active employee » Vision Coverage Details: Click Here Top of Page »
Group Life
» Participation is optional » Coverage of a Retiree and/or Spouse is unconditional (i.e. Health status has no bearing) » Retiree volume does not reduce at age 70-years and 80-years as the active employee does
Group Life Options:
| Volume | 50% Spouse Coverage | No Spouse Coverage | ||
| 5,000 | 19.75 | 14.75 | ||
| 10,000 | 39.50 | 29.50 | ||
| 15,000 | 59.25 | 44.25 | ||
| 20,000 | 79.00 | 59.00 |