| Carrier: | MetLife | ||
| Customer Service: | 866 492 6983 | ||
| Website: | www.metlife.com |
| Use attained age of employee or spouse at coverage start date. | ||
| Rate updated annually using attained age each July 1st. | ||
| Employees enrolling from EGID with existing coverage, regardless of age: $4.80 for first $20,000 of coverage with Accidental Death Coverage, or $3.60 for first $20,000 of coverage without Accidental Death Coverage. |
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| Rates for each $1,000: |
| With Accidental Death Coverage |
Without Accidental Death Coverage |
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| 18-34 0.10 | 18-34 0.07 | |||
| 35-39 0.13 | 35-39 0.10 | |||
| 40-44 0.17 | 40-44 0.14 | |||
| 45-49 0.26 | 45-49 0.23 | |||
| 50-54 0.42 | 50-54 0.39 | |||
| 55-59 0.67 | 55-59 0.64 | |||
| 60-64 0.77 | 60-64 0.74 | |||
| 65-69 1.24 | 65-69 1.21 | |||
| 70-74 2.08 | 70-74 2.05 | |||
| 75+ 3.21 | 75+ 3.18 |
| $20,000 Minimum | ||
| $50,000 Minimum | ||
| Max 5x Gross Annual Pay up to $500,000. | ||
| Term Life Does Not Build Cash Value. | ||
| 24/7 Protection During Work, Rest, Travel or Play. | ||
| Conversion Available at Employment Termination. | ||
| Optional Accidental Death Coverage | ||
| 24/7 Protection During Work, Rest, Travel or Play. | ||
| Doubles Coverage if Employee Dies Accidentally. | ||
| Dismemberment Coverage | ||
| Loss of a Limb Coverage | ||
| Loss of Use of a Limb Coverage | ||
| Loss of Sight Coverage | ||
| Loss of Hearing Coverage |
| Required that Employee has Additional Life Coverage | ||
| $20,000 Minimum | ||
| $5,000 Increments Thereafter | ||
| Max 50% of Employee Additional Life Coverage |
| Required that Employee has Additional Life Coverage | ||
| $10,000 Coverage for $2.00 per month, or | ||
| $20,000 Coverage for $4.00 per month, or | ||
| One Premium Covers All Children |
| Automatic Approval for: | |||
| Employee: Any Existing Amount of Coverage. | |||
| Spouse: Any Existing Amount of Coverage. | |||
| Automatic Approval for: | |||
| Employee: New Coverage up to $150,000. | |||
| Spouse: New Coverage up to $50,000. | |||
| Child: New Coverage. | |||
| Health Assessment/Underwriting, Using the Statement of Health Form, is Required for: | |||
| Employee: New Coverage Exceeding $150,000. | |||
| Spouse: New Coverage Exceeding $50,000. | |||
| Statement of Health Form | |||
| Health Assessment/Underwriting, Using the Statement of Health Form, is Required for: | |||
| Employee: New or Any Increase in Coverage. | |||
| Spouse: New or Any Increase in Coverage. | |||
| Child: New or Any Increase in Coverage. | |||
| Statement of Health Form | |||
The only non-profit public trust health plan; owned, ran and for Oklahoma's local government organizations.