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MetLife's Short-Term Disability plan provides wage replacement for up to 24-weeks, of 60% of an individual’s earnings before a non-work-related injury or illness that impacts their ability to work, once a 14-day elimination period has been satisfied.

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Weekly Benefit 60%
Maximum Weekly Benefit $1,000
Minimum Benefit Weekly Greater of $25 & 10%
Elimination Period 14 Days
Benefit Duration 24 Weeks
Rehabilitation Incentives   Work Incentive
  Rehabilitation Program
  Family Care
  Moving Expense
Coverage & Rates shown are for the 2025/26 Plan Year, effective 7/1/2025 through 6/30/2026.
Age per $10 of Coverage
Group Paid 0.636
Less than 25 0.987
25 to 29 1.038
30 to 34 1.063
35 to 39 1.040
40 to 44 1.038
45 to 49 1.265
50 to 54 1.569
55 to 59 1.923
60 to 64 2.278
65 to 70 2.733
Older than 70 2.733

  Eligibility:
      For eligible active employee members only.
      Only available if Employer group allows this coverage to be offered.
  Opportunities:
      OPEH&W Initial Enrollment.
      OPEH&W Annual Open Enrollment.
      First Offering from OPEH&W.