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MetLife's Cancer plan supplements existing medical coverage and helps provide financial support to pay for out-of-pocket expenses such as deductibles, co-payments, and non-covered medical services. Benefits are paid regardless of what is covered by medical insurance. Payments are made directly to covered employees to spend as they choose.

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Invasive Cancer
Initial Benefit: 100% of Benefit Amount
Recurrence Benefit: 100% of Initial Amount
Non-Invasive Cancer
Initial Benefit: 25% of Benefit Amount
Recurrence Benefit: 100% of Initial Amount
Skin Cancer
Initial Benefit: 5% of Benefit Amount (Not less than $250)
Recurrence Benefit: 100% of Initial Amount (Not less than $250)
Health Screening Benefit
Benefit Amount: $50
Payable if an eligible covered person takes one of the screening/prevention measures listed below. Times Payable per Calendar Year: 1 time per Employee, 1 time per Spouse/Domestic Partner, 1 time per Dependent Child. Eligible Screening / Prevention Measures:
  Routine Health Check-Up Exam
  Biopsies For Cancer
  Blood Chemistry Panel
  Blood Test To Determine Total Cholesterol
  Blood Test To Determine Triglycerides
  Bone Marrow Testing
  Breast MRI
  Breast Ultrasound
  Breast Sonogram
  Cancer Antigen 15-3 Blood Test For Breast Cancer (CA 15-3)
  Cancer Antigen 125 Blood Test For Ovarian Cancer (CA 125)
  Carcinoembryonic Antigen Blood Test For Colon Cancer (CEA)
  Carotid Doppler
  Chest X-Rays
  Clinical Testicular Exam
  Colonoscopy
  Complete Blood Count (CBC)
  Coronavirus Testing Skin Exam
  Dental Exam
  Digital Rectal Exam (DRE)
  Doppler Screening For Cancer
  Doppler Screening For Peripheral Vascular Disease
  Echocardiogram
  Electrocardiogram (EKG)
  Electroencephalogram (EEG)
  Endoscopy
  Fasting Plasma Glucose Test
  Fasting Blood Glucose Test
  Flexible Sigmoidoscopy
  Hearing Test
  Hemoccult Stool Specimen
  Hemoglobin A1c
  Human Papillomavirus (HPV) Vaccination
  Immunizations
  Lipid Panel
  Mammogram
  Oral Cancer Screening
  PAP Smears Or Thin Prep PAP Test
  Prostate-Specific Antigen (PSA) Test
  Serum Cholesterol Test To Determine Ldl And Hdl Levels
  Serum Protein Electrophoresis
  Skin Cancer Biopsy
  Skin Cancer Screening
  Stress Test On Bicycle Or Treadmill
  Successful Completion Of Smoking Cessation Program
  Tests For Sexually Transmitted Infections (STI's)
  Thermography
  Two-Hour Post-Load Plasma Glucose Test
  Ultrasounds For Cancer Detection
  Ultrasound Screening Of The Abdominal Aorta For Abdominal Aortic Aneurysms
  Virtual Colonoscopy
Coverage & Rates shown are for the 2025/26 Plan Year, effective 7/1/2025 through 6/30/2026.
$15,000 of Coverage
Attained Employee Employee Employee Employee, Spouse
Age Only & Spouse & Child(ren) & Child(ren)
Younger than 25 4.50 7.65 7.20 10.50
25 - 29 4.95 8.40 7.65 11.10
30 - 34 5.55 9.45 8.40 12.30
35 - 39 7.65 12.90 10.35 15.60
40 - 49 10.05 16.65 12.75 19.50
50 - 54 13.80 22.35 16.50 25.05
55 - 59 18.45 29.10 21.15 31.80
60 - 64 25.95 40.05 28.65 42.75
65 - 69 33.15 50.25 35.85 53.10
70 - 74 48.60 73.20 51.30 75.90
75 & Older 54.45 81.60 57.15 84.30
$30,000 of Coverage
Attained Employee Employee Employee Employee, Spouse
Age Only & Spouse & Child(ren) & Child(ren)
Younger than 25 9.00 15.30 14.40 21.00
25 -29 9.90 16.80 15.30 22.20
30 - 34 11.10 18.90 16.80 24.60
35 - 39 15.30 25.80 20.70 31.20
40 - 49 20.10 33.30 25.50 39.00
50 - 54 27.60 44.70 33.00 50.10
55 - 59 51.90 80.10 57.30 85.50
60 - 64 66.30 100.50 71.70 106.20
65 - 69 78.60 119.10 84.00 124.80
70 - 74 97.20 146.40 102.60 151.80
75 & Older 108.90 163.20 114.30 168.60

  Eligibility:
      For eligible active employee members only.
      Only available if Employer group allows this coverage to be offered.
  Opportunities:
      OPEH&W Initial Enrollment.
      OPEH&W Annual Open Enrollment.
      First Offering from OPEH&W.