Making Healthy Cheaper
Additional Life Coverage

Vendor: MetLife
Customer Service: 866 492 6983
Website: www.metlife.com  
Rate is calculated by using attained age of Employee or Spouse at coverage start date
Rates are re-calculated annually using Employee or Spouse’s attained age each July 1st
Employees with in-force coverage with EGID, regardless of age, the first $20,000 of coverage is $4.80 with AD&D or $3.60 without
Rates for each $5,000:
   Age With AD&D Without AD&D
   18-34 0.50 0.35
   35-39 0.65 0.50
   40-44 0.85 0.70
   45-49 1.30 1.15
   50-54 2.10 1.95
   55-59 3.35 3.20
   60-64 3.85 3.70
   65-69 6.20 6.05
   70-74 10.40 10.25
   75+ 16.05 15.90
Minimum $20,000, and then in increments of $5,000 thereafter
Maximum 5x gross annual pay up to $500,000
Optional AD&D coverage available at $0.15 per $5,000
Minimum $20,000, and then in increments of $5,000 thereafter
Maximum 50% of Employee’s approved coverage
Option 1: $10,000 coverage at $2 per month
Option 2: $20,000 coverage at $4 per month
Child coverage requires Employee has approved coverage
One premium covers ALL Children in the family
Children are covered until the end of the month in which they turn 26
Qualification is guaranteed and unconditionally approved for:
Employee Coverage up to $150,000
Spouse Coverage up to $50,000
Child Coverage
Qualification is guaranteed and unconditionally approved for takeover of any in-force coverage
Employees with in-force coverage with EGID, regardless of age, the first $20,000 of coverage is $4.80 with AD&D or $3.60 without
Qualification for coverage exceeding these amounts is conditionally and requires underwriting approval by completing the following form:
Statement of Health Form  
Qualification is guaranteed and unconditionally approved for:
Employee Coverage up to $150,000
Spouse Coverage up to $50,000
Child Coverage
Qualification for coverage exceeding these amounts is conditionally and requires underwriting approval by completing the following form:
Statement of Health Form  
Qualification for coverage is conditionally and requires underwriting approval by completing the following form:
Statement of Health Form