50,000 Group Term Life
The OPEH&W Health Plan’s Plan Year runs from July 1, 2019 through June 30, 2020.
Rates and Coverage details are per plan year unless stated otherwise and are valid July 1, 2019 through June 30, 2020.
Rates shown are for Active Employees.

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Resources
Rates
Coverage Details
Employee Coverage
Accidental Death & Dismemberment
Family Coverage
Video


Resources
Coverage Highlight (One Page) Download
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Premium Rates
Monthly for Active Employees
Member       $6.00
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Coverage Details
Vendor     The Standard
Website     www.standard.com
Member Support     800.628.8600
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Employee Coverage
Death Benefit     $50,000
Employee Aged 70+     Employees aged 70 through age 79 have a Death Benefit of $25,000.
Employees aged 80+ have a Death Benefit of $12,500.
How it Works     Group Term Life Coverage is unconditional and guaranteed issue, meaning coverage is not dependent upon any medical underwriting or medical examination for an employee to be covered. Group Term Life Coverage is only valid while a Member is employed and does not build any cash value. Employees terminating employment are provided a limited time opportunity to convert their Group Term Life Coverage and any Additional Life Coverage into an Individual Policy directly with the vendor. While Employees who are retiring and have had Group Term Life Coverage can also select Retiree Group Term Life Coverage through the Health Plan.
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Accidental Death & Dismemberment (AD&D) Coverage
Accidental Death Benefit     $100,000
How it Works     Accidental Death & Dismemberment (AD&D) Coverage doubles the Death Benefit if an Employee is killed in an accident while at work, home, travel or play. It also provides Coverage for an Employee if they suffer injury in an accident, such as loss of a limb, loss of the use of a limb and loss of sight or hearing. It is only applicable to Employees and is included automatically and at no additional cost.
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Family Coverage
Spouse Death Benefit     25%
Child Death Benefit     10%
How it Works     Coverage is unconditional and guaranteed issue for all immediate family members. It is provided at no cost. Family members are automatically covered without needing to select or enroll. Dependent Children are covered until age 26.
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Videos
Videos are best viewed in full screen mode. To enter full screen mode, first hit play, then click the icon in the lower right of the video pane which looks like a square with gaps in each side
Having trouble viewing in-page videos, then use the following direct YouTube link
50,000 Group Term Lifehttp://youtu.be/9gNxGEBxm2M
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