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We live in a world where our everyday lives - both personal and professional – are increasingly online. Our ability to conveniently shop, bank, work and socialize online is rife with both opportunity and risk. Unfortunately, it’s easier than ever for fraudsters to get their hands on our personal information. Cybercriminals can target individuals with phishing scams, take over online accounts, or simply buy our personal data on the Dark Web after a data breach for just a few bucks.

While employees and their families are searching, streaming, and scrolling, digital crime continues to soar – putting the things they care about most at risk. Even the most vigilant individuals can become identity theft victims. That’s why MetLife and Aura have combined forces to offer the top-rated all-in-one digital security solution as an ancillary benefit.


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Financial Fraud Protection Protection ProtectionPlus
Credit Monitoring & Alerts 1 Bureau 3 Bureaus
Credit Reports 1 Bureau 3 Bureaus
Credit Score Tracker Yes Yes
In-Platform Credit Dispute Yes Yes
Credit, Bank & Account Freeze Assistance Yes Yes
Home Title Monitoring Yes Yes
Vehicle Title Monitoring Yes Yes
Financial Account Opening & Takeover Monitoring Yes Yes
AI-Powered Financial Transaction Monitoring Yes Yes
Tax Fraud Prevention Assistance Yes Yes
High-Risk Transaction Alerts Yes Yes
Utility Account Monitoring Yes Yes
Payday/Specialty Loans Block No Yes
Credit Lock No Yes
Credit Score Simulator No Yes
Idenitiy Theft Protection Protection ProtectionPlus
Privacy Assitant (Automated Data Broker Removal) Yes Yes
Dark Web Monitoring Yes Yes
Digital Vault Yes Yes
SSN & Identity Authentication Alerts Yes Yes
Criminal, Court & Public Record Monitoring Yes Yes
USPS Address Monitoring Yes Yes
Social Media Monitoring Yes Yes
Social Media Privacy Checkup No Yes
Gamertag Monitoring No Yes
Privacy & Device Protection Protection ProtectionPlus
Password Manager Yes Yes
Automated Password Change Yes Yes
Email Alias Yes Yes
Safe Web Browsing Yes Yes
IP Address Monitoring Yes Yes
USPS Address Monitoring Yes Yes
WiFi Security (VPN) 2 Devices Unlimited
USPS Address Monitoring 2 Devices Unlimited
AI-Powered Call Assistant No Yes
AI-Powered Text Assistant No Yes
Mobile Phone Takeover Protection No Yes
Family Safety (included with Family Plans) Protection ProtectionPlus
Parental Controls Yes Yes
Child Cyberbullying Protection Yes Yes
3-Bureau Child Credit Freeze Wizard Yes Yes
Child SSN Monitoring & Alerts Yes Yes
Sex Offender Geo Alerts Yes Yes
Family Sharing Yes Yes
Safe Gaming Yes Yes
Services & Support Protection ProtectionPlus
$5M Insurance Policy per Enrolled Adult Yes Yes
Lost Wallet Protection with $500 Emergency Cash Yes Yes
100% US-Based 24/7 Customer Support Yes Yes
White-Glove Fraud Resolution Services Yes Yes
Restoration Services for Pre-Existing Fraud Events Yes Yes
Unemployment & Tax Fraud Resolution Yes Yes
All-In-One Mobile App (iOS & Android) Yes Yes
Online Resolution Tracker Yes Yes
Aura Account Security Yes Yes
Coverage & Rates shown are for the 2025/26 Plan Year, effective 7/1/2025 through 6/30/2026.
Protection ProtectionPlus
Individual Family Individual Family
Employee Paid 5.85 10.30 8.15 13.30
Group Paid 3.25 5.00 6.25 8.50
Buy-Up Options from Group Paid - Protection - Individual:
7.05 4.90 10.50

  Eligibility:
      For eligible active employee members only.
      Only available if Employer group allows this coverage to be offered.
  Opportunities:
      OPEH&W Initial Enrollment.
      OPEH&W Annual Open Enrollment.
      First Offering from OPEH&W.