Identity Protection - Ancillary Products Title Image

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We live in a world where our everyday lives - both personal and professional – are increasingly online. Our ability to conveniently shop, bank, work and socialize online is rife with both opportunity and risk. Unfortunately, it’s easier than ever for fraudsters to get their hands on our personal information. Cybercriminals can target individuals with phishing scams, take over online accounts, or simply buy our personal data on the Dark Web after a data breach for just a few bucks.

While employees and their families are searching, streaming, and scrolling, digital crime continues to soar – putting the things they care about most at risk. Even the most vigilant individuals can become identity theft victims. That’s why MetLife and Aura have combined forces to offer the top-rated all-in-one digital security solution as an ancillary benefit.


Click to expand each section
Financial Fraud Protection   Protection   ProtectionPlus
Credit Monitoring & Alerts   1 Bureau   3 Bureaus
Credit Reports   1 Bureau   3 Bureaus
Credit Score Tracker   Yes   Yes
In-Platform Credit Dispute   Yes   Yes
Credit, Bank & Account Freeze Assistance   Yes   Yes
Home Title Monitoring   Yes   Yes
Vehicle Title Monitoring   Yes   Yes
Financial Account Opening & Takeover Monitoring   Yes   Yes
AI-Powered Financial Transaction Monitoring   Yes   Yes
Tax Fraud Prevention Assistance   Yes   Yes
High-Risk Transaction Alerts   Yes   Yes
Utility Account Monitoring   Yes   Yes
Payday/Specialty Loans Block   No   Yes
Credit Lock   No   Yes
Credit Score Simulator   No   Yes
         
Idenitiy Theft Protection   Protection   ProtectionPlus
Privacy Assitant (Automated Data Broker Removal)   Yes   Yes
Dark Web Monitoring   Yes   Yes
Digital Vault   Yes   Yes
SSN & Identity Authentication Alerts   Yes   Yes
Criminal, Court & Public Record Monitoring   Yes   Yes
USPS Address Monitoring   Yes   Yes
Social Media Monitoring   Yes   Yes
Social Media Privacy Checkup   No   Yes
Gamertag Monitoring   No   Yes
         
Privacy & Device Protection   Protection   ProtectionPlus
Password Manager   Yes   Yes
Automated Password Change   Yes   Yes
Email Alias   Yes   Yes
Safe Web Browsing   Yes   Yes
IP Address Monitoring   Yes   Yes
USPS Address Monitoring   Yes   Yes
WiFi Security (VPN)   2 Devices   Unlimited
USPS Address Monitoring   2 Devices   Unlimited
AI-Powered Call Assistant   No   Yes
AI-Powered Text Assistant   No   Yes
Mobile Phone Takeover Protection   No   Yes
         
Family Safety (included with Family Plans)   Protection   ProtectionPlus
Parental Controls   Yes   Yes
Child Cyberbullying Protection   Yes   Yes
3-Bureau Child Credit Freeze Wizard   Yes   Yes
Child SSN Monitoring & Alerts   Yes   Yes
Sex Offender Geo Alerts   Yes   Yes
Family Sharing   Yes   Yes
Safe Gaming   Yes   Yes
         
Services & Support   Protection   ProtectionPlus
$5M Insurance Policy per Enrolled Adult   Yes   Yes
Lost Wallet Protection with $500 Emergency Cash   Yes   Yes
100% US-Based 24/7 Customer Support   Yes   Yes
White-Glove Fraud Resolution Services   Yes   Yes
Restoration Services for Pre-Existing Fraud Events   Yes   Yes
Unemployment & Tax Fraud Resolution   Yes   Yes
All-In-One Mobile App (iOS & Android)   Yes   Yes
Online Resolution Tracker   Yes   Yes
Aura Account Security   Yes   Yes
Coverage & Rates shown are for the 2025/26 Plan Year, effective 7/1/2025 through 6/30/2026.
  Protection ProtectionPlus
    Individual   Family   Individual   Family
Employee Paid   5.85   10.30   8.15   13.30
Group Paid   3.25   5.00   6.25   8.50
Buy-Up Options from Group Paid - Protection - Individual:
      7.05   4.90   10.50

  Eligibility:
      For eligible active employee members only.
      Only available if Employer group allows this coverage to be offered.
  Opportunities:
      OPEH&W Initial Enrollment.
      OPEH&W Annual Open Enrollment.
      First Offering from OPEH&W.